10 Things That Increase Your Intelligence
We’re often told that there are three styles of learning and that the way in which we learn new things can fall into one of three areas: Behaviorism, which is the process of learning through the observation of something else, or “seeing it”. Cognitivism, which focuses on brain-based learning and memory-related information. Finally, there’s constructivism, which is learning through “building” new ideas based on one’s own experience, or “learning through doing”. However, these are really just the three main philosophical frameworks from which all learning theories are derived. In reality, there are around 80 different learning theories with other theories branching out from those. This article aims to clarify and to look at in more detail, the ideas behind a number of the more popular and commonly talked about theories of how we learn and why.
1. Observational Learning: Also referred to as the “monkey see, monkey do” method of learning. This happens when a person (or animal) exhibits behavioral changes after having observed another “model” do a similar thing. Also called the social learning theory, the observer will often mimic or imitate what is seen if the “observed” possesses characteristics that the observer finds attractive, for example, wealth or good looks. So, if we ever see someone (or ever do it ourselves) copying someone or indeed learning something from someone they admire, it’s all down to how we learn from observation and how people behave in the world around us.
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2. Learning Styles: Because we’re all different, we have difference needs and desires, likes and dislikes. This can also be applied to the field of learning, in that we all have different ways of doing so. This theory is basically about how well a person can learn depending on how the learning experience is geared towards their particular style of learning or not. How a person will learn from an experience all depends on how their psychological type is when compared to the experience at hand. Concrete/Abstract learners will learn through solid experiences like learning and doing, analysis and observation, similar to what has been mentioned previously. Whilst active/reflective learners will learn better through though and reflection on the experience.
3. Communities of Practice: This refers to the process of social learning that happens when communities of people work and live in close approximation to one another. These “communities” may be neighborhoods of residents, or even people with common goals, it’s all about how they act towards each other as they strive to reach those goals. The term was coined by anthropologists Barbara Rogoff and Jean Lave, and has come to refer to communities that “practice” some sort of lifestyle, and into which new people that entered the group would enter and then attempt to pick up the social and cultural practices of said community.
4. Right Brain and Left Brain Learning: At one point or another, we’ve all heard about how the brain can be divided up into two hemispheres, with each side responsible for difference aspects of thinking (sometimes referred to as “modes” of thinking). It’s commonly thought that the left side is responsible for logical/scientific thinking, as well as analysis. While the right side is usually linked to more creative thinking, emotional and reflective in nature. Right/Left Learning also appears to be the subject of a number of short tests on the internet, supposedly letting you find out which “side” you lean towards.
5. Control/Choice Theory: Conceived by William Glasser, his theory states that behavior and learning are not caused by outside stimulus rather than what a person wants or needs at any given time. A better understanding of Control Theory will enable those who teach to better get their lesson across, because the learners will actively want to learn, and if students are unwilling to finish their homework, then it might well be because they view the work as basically being irrelevant to their basic human needs, as in, they don’t need to do it. Glasser came up with several ”drives” that every human has a need to fulfill in some respect, these are: Survival, power, love, freedom, fun and belonging. So if teachers are willing to motivate, care for, reward/praise and have faith in students and fulfill these innate desires, then learning is going to be whole lot easier.
6. Multiple Intelligences: Is a theory proposed by psychologist Howard Gardner and states that there are a number of ways in which people have a learning and understanding of what goes on around them, and that each of these ways are labeled as an “intelligence”, or a set of skills or methods in which people understand things. Gardner breaks these down into seven identified subsets of “intelligence”: Verbal, Logical, Visual, Body (physical motion and control), Musical, Interpersonal (interactions with others) and Intrapersonal (knowledge of oneself).
7. Brain-Based Learning: Is what it says, basically, that the brain is responsible for the learning aspect of life. That as long as the brain isn’t stopped from doing what it’s supposed to, then learning will happen. The theory also states that the morn we learn about the brain and the way it functions, the more we can relate how it processes learning and we can adjust our teaching patterns accordingly. Some examples of the main principles of this theory of understanding our minds include: That we have two types of memory – spatial and rote, each brain is unique, learning something usually involves peripheral attention as well as focused attention, and that learning is developmental.
8. Behaviorism: Briefly touched on at the start, Behaviorism is the theory that we learn via observation, that we “mimic” what behavior we see from those that come before us, and some even go so far as define learning as not much other than purely the acquisition of new behavior: We see what a teacher does/says and make that “behavior” our own. Research has gone into identifying different types of what is called “conditioning”, and that different types of conditioning may return different behavioral results. Classical conditioning is when a natural reflex occurs in response to some sort of stimulus, the experiment involving Pavlov’s dogs is arguably the most famous example of this, in which Pavlov gets dogs to salivate when a bell rings, this bell is – for the dogs – associated with the providing of tasty food. Another example of conditioning is ”operant conditioning”, when a response is reinforced through some method. A good example of this would be in the classroom, if a teacher rewards a student for good work, then because of reward, the response is likely to become more probable in the future (the response being good work from the student).
9. Theory of Cognitive Development: Also known as Piaget’s Developmental Theory, after Jean Piaget, a Swiss philosopher. His theory applies to the learning patterns of children whilst they’re growing up, that they build “cognitive structures” of how the view the world, which would involve the mental processes (schemes, concepts and responses, being some examples) required for dealing with a given situation, and that these structures would become increasingly complex as we grow up, that our intellect would grow as we learnt more and had to process ever more information.
10. Constructivism: Is the theory that we all learn by “doing”. It’s the philosophy that as we reflect on past experiences, we come to a much greater understanding of how the world works. Because our experiences are unique to us, so are our “rules” and “cognitive structures”, and this contributes to making each of us unique as a person, both in personality and in knowledge. Constructivism is when a learner is actively involved in creating new experiences that one can learn from, together with a teacher, who has these experience to pass on, thus creating unique cognitive experiences for all of the learners involved.
3:06 PM | 1 Comments
Don't Get Scammed in HYIP
There's a good general rule of thumb in life that also applies very well in the world of HYIPs: if it seems too good to be true, it generally is. This applies to the HYIP world when you have sites that offer unrealistic return rates, like 100% a day or more. Sure, they may pay off for a day or two, but they're mostly just trying to create a strong membership foundation before taking their money and running. But just because that happens doesn't mean that you shouldn't even bother investing at all in HYIPs. It just means that you have to be vigilant in order to maximize your profits. Here are some ways that you can scrutinize an HYIP to see if it's the right one for you or not.
All HYIPs are risky. But then again, so are stocks, bonds, mutual funds, FOREX trading, and most other investment realms. It's just that in this case, if you make intelligent, well thought out choices, you stand to make lucrative profits quickly. Look deeper into sites that have earning potentials that are congruent with your goals for making money.
Some HYIPs are longer term, meaning you'll make a healthy profit months into the cycle, while others are shorter term and allow you to make more money quicker. Each one has its risks and rewards, and that's why it's important to map our your conquest before setting out into the world. That's also why it's important to diversify between different programs. Not "putting all your eggs into one basket" allows you the security of knowing that if one program fails, you still have others to back it up. Divide your money up according to your earning goals between the different programs you choose, and you'll be able to have a healthier portfolio, just like in the stocks and FOREX world.
All in all, you want to be cautious and aware about how the HYIPs do business. If there's anything confusing or fishy about the site, just look for another one you feel comfortable with.
2:43 PM | 0 Comments
50 Niche Search Engines
Just about everyone has used a Google or Yahoo! search engine if they have been on the Internet. Certainly you can find what you need with them. But search engines that focus on a very specific topic can be really helpful too. If you are looking for a particular video, an old friend from high school, or the perfect handbag, a niche search engine can help. They can make life even better if you can use them in a pinch, like when you need to understand the wording on your grandfather’s will.
Discovering
All of these searches will help you discover something new, whether it’s a new author you’ve never read or what size shoe you wear in Europe.
- Gnod. Search for books, music, movies and people with this search engine. The beauty is that it remembers your interests and focuses the search results on those things you are more likely to enjoy. Save time and enjoy the results of your search with this fun tool.
- Icerocket. This search engine was designed to take the advertising out of blog searches and definitely does that. It also offers video and MySpace searches too.
- Online Conversion. Need to adapt a recipe, find out what size shoes you need when ordering from Italy, or figure out if it’s too early to call Aunt Edna in London? This online conversion site will help you find anything you need.
- Rollyo. You can choose your own niche with this search engine. Select a search from several different categories such as reference, parenting, or the news and receive customized results to help you discover what you need to know.
- Snopes.com. If your mom loves to send you those warning emails about rats and soda cans, then you can find out the truth about them using this search site. Each rumor, myth, or legend is explained and given a rating of true, false, partially true, or undetermined. Finally, you can put that persistent urban legend to rest!
- SearchBug. This search engine looks up people, businesses, reverse phone numbers, and more. You can also check the validity of email addresses, phone numbers, zip codes, IP addresses, social security numbers and more.
- Tablefy. Finally…you can compare apples to oranges! Or find out the similarities and differences between the top Internet browsers, popular beverages, sports players, and more. This is a great resource for anyone working on a school project.
- Soople. Search for information from a number of specialized categories such as music, movies, video, stocks, other languages, and much more. You can even discover who is linking to your website.
- Web 2.0 Search Engine. Find tools to make your life easier with this search engine. Whether you want to manage your to-do or grocery list or want to enhance your blog, you can enter your project and receive links to tons of Web 2.0 tools.
- WikiSlice. This search engine is specifically for searching Wikipedia. Suppose you want to find everything about tennis in Wikipedia. You will receive a link to the main article about tennis as well as links to other articles that mention tennis.
- Spock. This people search not only finds people without search pricetags attached, it will even bring up photos if they are available. Search by name, email, location, or tag to find someone you know.
Buying Stuff
Buying online is easy, but buying exactly what you want, at the lowest price, or locally can be a challenge. These searches will help make online shopping almost the same as doing it in person.
- Like.com. This search engine has taken online shopping to a whole new level. If you’ve ever waded through pages upon pages of shoes trying to find exactly what you knew you wanted, then you will love shopping here. The visual search allows you to choose details, color, pattern, or shape to find exactly what you want.
- Pronto. Shop with the lowest price in mind at this search engine for bargain shoppers. Get your results arranged by price (high to low or low to high), rating, or relevance.
- Local.com. If you want to find a restaurant, place of business, or a service and you want to keep it local, use this search engine. You can browse by category or search by your zip code or city and state.
- retrevo. "Matching people and electronics," this search engine will help you find any electronic you want. Not only can you find out where to buy stuff, you can also find articles, forums, blogs, and more. If you need that missing owner’s manual for your TV, you can find it here.
- Slifter. If you are looking for a specific product and want to buy it locally, you’ll like this search engine. Enter your item and receive a listing of your local stores that carry that item. You can compare prices, too. If you want to take this service with you, set up Slifter to work on your mobile device.
- The Find. Putting all the other shopping search engines together, this one will search through hip boutiques, large department stores, and local shops. You can find a bargain or buy the top of the line with this comprehensive online shopping tool.
Making Sense of It All
Life can be confusing enough without someone throwing in words or phrases you don’t know. Use these searches to cut through the chaos and be in the know.
- MetaGlossery.com. Find the definition to anything on this powerful search engine. Enter a term, phrase, or acronym and get results with links that you can email or copy to your clipboard.
- Everybody’s Legal Glossary. Whether you need help decoding the paperwork on your house closing or want to understand that threatening note from your neighbor complaining about your barking pooch, you can find the definition of any legal term on this site.
- Dictionary of English Idioms and Idiomatic Expressions. You may know it’s raining cats and dogs outside, but do you understand what it means if someone wears belt and suspenders? Find out what people are talking about with their funny turns of phrases with this fun idiom search tool.
- WestNet IT Glossary. Whether you are trying to figure out what’s going on with your computer or just wanting to understand that hot guy from the IT department, find out what IT technical terms mean with this resource.
- Travel Industry Dictionary. Search or browse this site to discover travel terms. If you are planning your vacation or trying to understand what your tour group will be doing during tomorrow’s excursion, find out here.
- NetLingo. Find out what your daughter said in that text she just sent you or discover what a "poke" is on Facebook with this fun search tool. If you don’t have a specific term you want to search, you can always browse alphabetically or by categories.
On the Go
These search engines are all designed specifically for mobile devices. Whether they help you find your way or save you on your bill, these will keep you mobile.
- Boing. Designed for mobile devices, this search engine provides results with "mobile friendly load times and limited screen size formatting" so that you can get the best of the Internet on your wireless device. Save time and money with this great search engine.
- Cha Cha. If you are out and about and need to know the answer to any question, then call or text Cha Cha and you will receive a text with the answer. Need directions, forgot what time the movie starts, or just want to win that trivia game? Cha Cha has your answer.
- Berggisearch. Powered by Hakia, download this application to your cell phone to get an efficient search that brings results recommended by librarians, not advertisements.
News and Academic Searches
These search engines focus on news or academic results. From up-to-the-minute headlines to complete online texts, these sites will help you out.
- Google Scholar. This new Google search finds only scholarly literature. If you are trying to find the latest research or information on any topic ranging from diabetes to Oscar Wilde to tornadoes and don’t want to wade through the mess that can come up with other searches, this one will take your straight to the source.
- bookmach. If you are tired of all the spam that shows up when you are looking for news or searching blogs, then bookmach.com is the place for you. With over 3300 sources, you will only find the best when you use this search engine. You can save your searches to customize the home page so that your favorite topics are always there.
- Congoo. This search engine is a "real-time news, networking, and information portal." Get the latest news right on their home page or use the search engine to look up whatever news topic in which you are interested.
- Open Library. This search engine will find any book ever published. If you want to read one of those books online, you are in luck. Over 234,000 have full text available.
- Wikio. Search for the latest news here. Whether you want to search in video, blogs, or traditional text for your news or would like to explore a topic, you are sure to find the latest updates here.
Audio and Video
With so many photos, music, and video on the Internet, it can be difficult to find precisely what you need. These searches will narrow down the field and even help you find the perfect movie for tonight.
- Pixsy. This search engine is for photos and videos only. It works wonderfully if you are trying to find a photo of a potential hotel for your vacation, a movie trailer, or the latest photo of George Clooney.
- Blinkx. Enter your keyword and choose whether you want your video results in a traditional format or in a wall format. If you choose wall, you can see an entire page of results. Hovering over any one will move it to the right and begin playing.
- FindSounds. If you are looking for a new message alert for your text messages or want to have a Scooby Doo clip on your blog, you can find the sound you want here. The search is free, but if you want to upgrade to be able to organize and and edit, you will need to pay a subscription fee.
- Last.fm. Search for music on this site, then find other artists based on your music preferences. If you are a music lover, you won’t want to miss this site.
- Girafa. While the purpose of this site is to sell you on adding thumbnails to your website, it works wonderfully as a search engine that shows you what each resulting web site looks like. That way you can determine if the site looks interesting before you even have to click on it.
- SeeqPod. Search for videos, audio, presentations, or Flash with this search engine. You can choose your type of search from audio, video, text, or all three.
- What to Rent! Tired of standing in front of that imposing wall of DVDs at your local rental store? This site will help you decide which movies to rent. The first time you visit, you will need to select a user name and complete a short quiz. Next time you can go straight to movie recommendations.
- SkreemR. If you are looking for an MP3 file, here’s the place to go. Find music, podcasts, speeches, and more with this search engine. Only the best files show up at the top of your results list.
- Dailymotion. Search videos from real people on a variety of topics such as news, travel, or hobbies. Of course, there are those videos that are just plain silly, too.
The Search Engine is the Niche
With so many search engines out there, there are sure to be some that are so remarkable in their own right that they are the niche. The following search engines will change the way you view Internet searches. You may find a new favorite among these.
- Kartoo. Enter your keyword and you will receive a visual map of all the different topics that may pertain to your keyword. Hover your mouse over each and you will see an enlarged view of the first website on your left with a short description of the site. This search engine takes searching to a whole new level.
- Boxxet. Search for what interests you and you will get results from the "best of" news, blogs, videos, photos, and more. This site brings together the "unique combination of computer automation and community passion" to give you a totally new way of searching.
- Quintura. Enter your search terms and watch a cloud of related terms appear at the left while a list of links comes up on the right. Hover over one of the words or phrases in the cloud to get a whole new list of links. This search engine eliminates having to click through several spots to find what you want.
- Gimpsy. Gimpsy asks you to fill in your action word(s) to use this search engine. If you tell Gimpsy you want to travel, you will receive several different options from buying tickets to finding a travel agent.
- Ms. Dewey. If typical search engines are too impersonal for you, then give Ms. Dewey a try. Sexy, fun, and silly, Ms. Dewey will help you find what you want to know. Just be careful of that flying rubber band when you take too long.
- Ujiko. Reminiscent of a video game, this search engine gives you "expertise points" each time you use it. Ten points takes you to a new level. At each level, you receive new tools to enhance your searching experience.
- mnemomap. Enter a search term (this works best with just one word) and receive a graphic mapping out all possible directions the word could go as well as a list of links from the traditional web search, an image database, digg, del.icio.us, or YouTube.
- Trexy. Using the metaphor of trails, this search engine promises that you will never have to search twice again. By forming trails or following trails others have forged, you can eliminate unnecessary searching by getting straight to what you want. Happy Hiking!
- whonu. Try this search that takes the work out of narrowing down your topic. Type in a keyword and watch as several subcategories appear below. Selecting a subcategory brings more subcategories until you arrive at precisely what you want to find. From there, you can choose to search for text, video, images, news, blogs, and more.
- Yoople! Combining the searching power of Yahoo!, Google, and people, this search engine brings you results, then asks you to click and drag the results in an order you prefer. As more and more people rate certain links higher, then the results should bring a better search to everyone.
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1:07 PM | 0 Comments
Tips, Tools, and Resources for Power Searching
Librarians are known in their communities as the go-to resource for power searches, research projects and answers to every kind of query. As informed as librarians are, however, they can always use some help harnessing the overwhelming amount of information available online. This list of 50 tips, guides and tools is designed to give librarians some help when searching Google for quality, relevant information for themselves and their patrons.
Advanced Search Tips
To perform an advanced search on Google that will narrow down your results, consider the following tips.
- Choose a domain name: If you’re looking for quality, authoritative information, select the Google Advanced Search option that only brings up .edu or .gov sites.
- Select a time period: This tip is especially helpful for science searches or if you need to find information that falls between a specific time period.
- Top 5 Google Search Tips: Get tips for using "hardcore Google" by watching this video.
- Usage Rights: Google lets searchers use the User Rights feature to specifically find material of any file type that can be shared and modified.
- Change language: To find source material, sometimes you need to bring up the content in its original language. Don’t forget to set this preference during your search to increase your chances of finding the original document.
- SafeSearch filtering: If you only want kid safe or public appropriate material brought up during your search, choose either the moderate or strict filtering option in your preferences.
- Negative terms: Weed out information you don’t want by putting the minus sign behind your keyword and then typing in another keyword that represents the definition of what you don’t want displayed. For an example, follow the link.
- link: If you want to find secondary source material that still links to a widely known authoritative site, type in [link:] and then the address of the site you want links to.
- Other Information Needs: Visit this page to find shortcuts for finding pages with certain words in the title, at certain domain names and more.
- related: The related feature gives you the option of searching for a page that is very similar to a website you already know. If you need an extra source or two for your project, you can type in [related:] and then the address of the site you’re using as an example for what you want to find.
Google Search Tools
Take advantage of Google’s many different search tools that can quickly connect you to literature and nonfiction guides, patents, scholarly articles, news archives and more.
- Google Blog Search: When you want your results to include blog content only, use this search.
- Google Book Search: Besides being able to search for actual books, this search also lets you find keywords and phrases that appear in books.
- Google Image: When you’re only searching for images, turn to this search engine powered by Google to find the most popular pics on the Web.
- News Archive Search: The days of microfiche and microfilm may be over thanks to the Google News Archive Search, which "provides an easy way to search and explore historical archives" and can display your results in a timeline.
- Power Search Tool: Watch this video for an introduction to Google’s Power Search Tool, which can narrow down your search by file type, search engine, definitions, history and a lot more.
- Desktop: Librarians who work on Macs can easily search all of the overwhelming content, saved websites and other files on their computer with this handy tool.
- Patent Search: For scientific, product, engineering and historical searches involving patents, you can look up over 7 million patents with photos and other information here.
- Google Custom Search: Create your own search engine powered by Google that reflects the needs of your library and community. You can choose to include certain websites, customize display options and more.
- Search by Number: For administrative purposes, use the Search by Number tools to track packages, find patents and look up U.S. area codes.
- Earth: If your library needs maps or aerial images of buildings, the community, or virtually any place on the planet, use the free Google Earth tool for your searches. Google Earth Plus and Google Earth Pro offer paid upgrades that include GPS and "access the ultimate research, presentation, and collaboration tool for location-specific information."
- Google Scholar: Google Scholar is a popular search engine that connects you to quality sites, journals, articles, abstracts, citations, research material and more.
- Finance: Help your patrons find stock quotes, market information and industry news on this niche site.
- Google Power Search: With a keyword search box and a drop down tab for different file types, this easy search engine lets you find images, Web content, video, music and more.
- Special Searches: When you need to conduct a search within a specific topic, like computers, politics or colleges and universities, use this tool to only bring up information that’s truly relevant.
Google Apps and Resources
Watch these videos and learn about Google’s apps and secret search commands to tap into parts of the Internet you never thought you’d be able to reach.
- Advanced Search Made Easy: Google’s Web Search Help Center provides great advice for maximizing the benefits of the advanced search, including choosing a specific domain, language, file type or period of time.
- Top 5 Hidden Google Search Commands: This YouTube video reveals simple tips for finding exactly what you want, including file types, metric conversions and answers to math problems.
- Language Tools: Find websites in different languages, translate a web page, and even alter the Google interface so that it reflects a particular language or country, from Sweden to Albania to Colombia to Liechtenstein.
- Google Toolbar: Install the Google Toolbar into your Firefox browser so that you can conduct a search from any place online.
- Improve Your Search Experience: This Google site gives tips on using reference tools, local searches, searching by number and other features.
- Google Notebook: Google Notebook is a librarian’s best friend, as it help you organize all of your clips, frequently visited websites and other research information.
- Translate: View websites in other languages by having them translated here.
- Web Accelerator: Speed up your searches and make your library run much more efficiently with this Google tool that helps your browser run more quickly.
- Search Results Page: Here, every part of a Google search results page is explained, helping you figure out where to find search statistics, navigation links, suggested sites and more.
- Google Sites: Librarians can use this Google app to share results and research with patrons or other librarians, making power searching a lot faster and more community-driven.
Power Searching Guides and Ideas
Here you’ll find how-to guides and ideas to help you with your power search, from finding different file types to using Google Book search in new ways.
- How to do an advanced search on Google Book Search: Watch this short YouTube tutorial for tips on doing the advanced search on this specific Google search engine.
- How to Use Google Search Like a Professional User: In this video, you’ll get tips for looking up basic information and getting the results you want to appear higher up in your queue.
- How to Use Google Trends for Keyword Search: Learn how checking statistics can give you an edge in your search.
- How to Find Any Type of File Using Google: If you’re having a hard time finding music files, images or specific downloads during your search, consider the tips presented in this video.
- Google Search Tips: This tutorial goes over Google search tools that can help teachers, students and librarians find what they need.
- Google Book Search: Researching Your (Ancestral) Roots: Get inspired to use Google Book Search for a genealogical project.
- 12 Quick Tips to Search Google Like and Expert: Tips in this guide include knowing when to exclude words, doing a site specific search, and searching for specific document types.
- Top 10 Obscure Google Search Tricks: To help patrons find even the most obscure material, use this guide to learn Google’s secrets.
- 10 Most Amazing Google Search Tricks: From abbreviations and definitions to live commentaries, get quick search tips here.
- 20 Tips for More Efficient Google Searches: The Dumb Little Man offers up 20 tips for efficient Google power searching, from quotes to the wildcard symbol to vertical searches to types of numbers to cached pages.
Google Hacks for Librarians
These hacks are great for librarians who want to learn about the Google tips and tricks that will help them find information for students, teachers and the public.
- Secret Google Tips for Researchers: Part 1: This is part one of a five-part series that helps serious researchers use Google more efficiently, including searching groups, using quotes and stems, and more.
- Librarians and Google: Tips of the Trade: Librarians and librarian media specialists talk about the Google tools they love to use.
- Internet Librarian: 30 Search Tips in 40 Minutes: Elizabeth Lane Lawley from the mamamusings blog gives great tips for online searches, including many Google hacks.
- Google Guide: Making Searching Even Easier: This page is full of shortcuts, abbreviations and tips for conducting specialized searches.
- Google Hacks: Tips and Tools for Finding the World’s Information: View this book online through Google Books to find very useful tips for getting to the information you want on Google.
- Create a Google Custom Search Engine: The website Google Librarian Central provides this how-to for librarians who want to create a custom search engine for their community.
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3:25 PM | 0 Comments
Doing Your Due Diligence
So now you have a select group of HYIPs that you would like to invest in. You've mapped out your plan to maximize your earnings, and you're ready to set out into the HYIP world, and you're going to rake in the dough! Not so fast. Before you put your money in the hands of an HYIP admin, it's important to do your Due Diligence to find out more about the site and the admin before you hand over your money. Here's how you can accomplish this.
Many HYIP investors get caught up in the game of profits. They spot the first HYIP that promises amazing returns, and they shove their money at it. Before you lose it all playing this way, let's figure out who is behind these HYIPs first. Do a Whois information search on the site and see if there are any verifiable contact details in it. If it's full of useless information, that means the admin of the site doesn't want to be traced. Walk away.
Check out the site itself. If it looks like many other sites out there, they're probably using a cheap premade script. This is a big red flag. Not only does it mean that they're probably not in it for the long haul because they didn't invest in a strong, independent script, but most of the premade scripts are easily cracked and intruded on by hackers who can steal your money and your private information. Also be sure to check all the pages on the site for text that seems copied from other sites. We've seen some excellent examples like site names that differed from the domain name. Big red flag, again. If they did not bother to create a trustworthy-looking website, why should you invest in them? You are more likely to see some return if you choose a company carefully, paying attention to all the aspects.
Forums and monitors are a great way to figure out who is paying and who isn't. Look past the bickering that they bring and sift for useful information. It might make the difference between investing in a strong HYIP and a dead one.
And finally, you can just ask the admin some questions. Ask them about their background, why they think they can make money in the HYIP field, contact information, etc. If you don't feel comfortable in their answers, don't feel comfortable giving them your money.
2:42 PM | 0 Comments
What is HYIP ?
High Yield Investment Programs
If you've searched around the Internet for different ways to make money online, there's no doubt that you've come across the term "HYIP". You might have just skipped it and paid it no mind, but if you're reading this article right now, you must have questioned what the term encompasses. HYIP stands for "High Yield Investment Programs", which covers all programs, offline and online, that are used to invest money to receive a higher yield than you would normally get at a bank.
But that doesn't necessarily mean that it's a safe and solid investment. Look to HYIPs as more like gambling than an investment, and only use money that you can afford to lose. HYIPs basically take the investments of their members and invest them as a whole into more standard investments, including stocks, high yield bonds, foreign exchange trading (FOREX), or other programs. It works almost like a loan to the creator of the HYIP in which they pay you back with the profits that they gain on your money, kind of like interest on your principle.
HYIP online programs have different interest payment terms, and you need to know all the rules before you join up with one. They can either pay a daily percentage, which is usually in the range of 1 to 10%, weekly, which can pay anywhere from 5 to 50%, and monthly, which can pay anywhere from 20 to 200%. Make sure that you find one that meets your needs in terms of profit gains, such as if you're doing it short term or long term. Studying all the site information, including the FAQ, the terms and anything else you may come across is a good idea if you want to know what's happening with your hard-earned dollars.
Starting off with an HYIP online is simple, since all you have to do is register with them and then deposit some money into your HYIP account using the payment processor that they outline. The profits are paid out to the same processor to streamline the process.
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What's a Good And Bad HYIP
By now you've probably seen a good amount of HYIP sites on the net, all with their own set of earning potential promises, all with their own terms and rate of returns. The main thing you're going to notice is that they all wind up looking the same, don't they? But don't be fooled by looks and imitations. Some of them are just fronts for scammers, while other ones are rock solid and out there really trying to make money for you. Luckily, there are sites out there devoted to helping you make an informed decision on all of these sites before you put your money at risk.
The first place you want to look for information regarding any HYIP programs are rating, or monitoring sites. The good monitoring sites with a lot of traffic will give you the best possible insight into how a program is performing, whether it's paying its members regularly, and how it rates compared to other HYIPs out there. They contain enough information for you to choose, and the more user feedback a site offers, the better it is for your purposes.
Look around the monitoring site and see which programs have the most votes, as well as the most positive votes. A site with a lot of votes, but on the negative side, should immediately be taken off your probable list. A site with only a few votes, but all of them positive, should have a red flag raised. It could be that it only has a few votes because the admin is actually the only one voting for it, or it could just mean that it's too new to get any accurate measurement of how it's performing.
Message boards devoted to HYIP discussion is also a good place to get more information about good and bad HYIPs. You can check the comments on each program, and whether people are being paid or not. You can also keep track of any changes to the program throughout the life of the HYIP. Probably the message boards are one of the fastest and most informative ways to keep track of the current HYIP tendencies. You can choose a program by reading what the other folks say, and you can switch programs once you get any suspicion.
When you wind up joining with an HYIP, whether it's doing well or poor, it's up to you to vote on the monitors or join in on forum discussions. A strong member base is always a good backbone to any HYIP, and will help you maximize your profits.
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How Will HYIP Work for Me
Now that you know the basic gist of HYIPs, let's dive into how you can get to making money through these High Yield Investment Programs. We touched on it a little bit in the introduction to HYIP article, but the ins and outs of HYIPs and how to make money off of them requires a little more substance to the entire process. Here are some tips that you should keep in mind when you're preparing to dive into the HYIP world.
As mentioned in the previous article, make sure you don't invest money that you can't afford to lose. Do some number crunching to prepare a budgeted allotment of money that you know you won't become homeless or have the power cut off if you lose. It's a general rule with any investment, but it holds true even more so in the HYIP world. Another way you can lose your money real quick besides the investments going bad is having someone gaining access to your account and running it dry. With any account that involves money, you should have a strong password linked to it, and change it often. It's just an added layer of protection that you need to make sure your money is secure.
Don't expect the entire process to be piece of cake. Putting your money into a program you spent seconds choosing and then forgetting about it all, hoping to see millions in your account month later is most certainly a bad strategy. You will have to find out a lot and keep track of your current progress to switch programs if any of them performs bad.
Next, don't be greedy with how much money you can make. You're already going to make more than a yield with a bank, so why push it when it comes to how much a certain HYIP pays out in returns? If a return rate is much higher than others, it's usually a red flag and you may want to avoid it. Be sure to do your homework about any and all HYIPs that you join. There are sites all over the net that specialize in which programs are running well. Also, before you join any program, be sure to read the terms and conditions of the site in great detail. If you don't know what you're getting into, you won't know if something's wrong until your money is gone.
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